Is Capital.com legit and safe?
By Gerald Louw · Last verified: July 2026 · How we verify
Legit — no African licence
Capital.com is a genuinely licensed group — we verified Capital Com (UK) Limited on the FCA register (FRN 793714) on 12 July 2026, and the group holds CySEC, ASIC and other licences. The key fact for our audience: it has no licence anywhere in Africa, so African clients are onboarded to offshore group entities without local recourse. Its enforcement history amounts to one minor CySEC fine, disclosed below.
Who you actually contract with
- ▸UK: Capital Com (UK) Limited — FCA FRN 793714, verified on the FCA register 12 July 2026 (screenshot below).
- ▸Group licences include CySEC (Capital Com SV Investments Ltd, CIF 319/17 — verified on the CySEC register 12 July 2026), ASIC, SCB, SCA and FSA Seychelles — African clients are typically onboarded to the Seychelles or Bahamas entity.
- ▸No FSCA, CMA Kenya or other African licence exists in the group.
The register, not our word for it
Verified findings — with sources
- CySEC administrative fine: Capital Com SV Investments Ltd was fined €10,000 for submitting two suspicious-transaction reports with undue delay — a market-abuse-reporting compliance matter; CySEC noted the reports were made, just late, with no prior similar offence (CySEC announcement; FX News Group).
- No other regulator warnings, fines or licence-mismatch issues surfaced in our July 2026 sweep.
We publish only findings we verified against regulators' own releases, registers, or the broker's own disclosures — and we name the source. Unverified claims circulating online are excluded.
What's genuinely good
- FCA licence verified by us on the register
- Broad genuine licence portfolio (CySEC, ASIC) with only one minor compliance fine on record
Before any money moves
- No African licence anywhere in the group — you will be onboarded offshore, with no local recourse if something goes wrong
- Confirm in writing which entity holds your account before funding
Frequently asked questions
Is Capital.com regulated?
Yes — we verified Capital Com (UK) Limited on the FCA register (FRN 793714) on 12 July 2026, and the group holds CySEC and ASIC licences. None of its licences are African: SA, Kenyan, Nigerian and Ghanaian clients contract with offshore entities.
Is Capital.com safe for African traders?
The group is legitimate and its enforcement record is nearly clean (one minor €10,000 CySEC reporting fine). The trade-off is structural: with no African licence, you have no local regulator or ombud to turn to — weigh that against locally-licensed alternatives.
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